Net worth tracker

Find the date work becomes optional.

Enter what you own and owe. Escape Velocity shows your number for enough and the date you reach it.

  • You type in your own values
  • Or import a CSV
  • Encrypted before it is sent
  • Log in on any device
  • Reminder emails by request
  • Delete your account anytime

How it works.

  1. The Add an asset panel: a name, a type, a risk level of Balanced and a value of $9,000.

    Enter each investment and debt

    Each has a type and a value.

  2. The work-out-your-number panel on the Escape velocity page: $50,000 a year divided by 4% gives $1,250,000.

    Your number for enough

    $50,000 a year ÷ 4% = $1,250,000

  3. The Update values table: every investment with its last value in the box.

    A check-in each month

    Each box starts with last month’s value. Change what moved and save.

What you own, minus what you owe.

One number, updated each month.

  • 44 kinds of asset and debt
  • Debts count against you
  • 30-day change
  • 31 money words explained
Dashboard card showing a net worth of $45,411, up $2,729 over 30 days, with a progress curve towards a $1.25 million goal.

A date for each growth rate.

The cautious and optimistic dates sit 3 points either side of the base growth rate. Change the rate and the dates move.

  • Cautious44years3% a year
  • Base30years6% a year
  • Optimistic23years9% a year
Forecast chart with three dashed lines (cautious 3%, base case 6% and optimistic 9% a year) climbing towards a $1.25 million goal line, with the years 2028 to 2046 along the bottom.

Plan how to enjoy it.

Bucket-list experiences are marked on a chart of your money and as weeks in your life.

  • Spending that lands near zero
  • Bucket list
  • Life in weeks
  • Leave out your home
Escape Velocity
A money chart that rises to a peak at age 60 and falls towards zero at 90, with two dots marking bucket-list experiences at ages 32 and 35.
The Die with zero page on a phone.

Also in the app.

Month by month

Green and red bars.

Reports
A bar chart of the gain or loss in each month, green for gains and red for losses.

Community

Members who join share anonymous signals and see figures from everyone else.

Community
The Community page with activity counts, a world map and the kinds of asset members own.

Privacy

Your numbers, stored encrypted.

Your values are encrypted in your browser before they are sent, and stored encrypted in your account. A reminder email is sent when you ask for one.

Compare

How it compares.

Four options compared across the same rows
FeatureEscape VelocitySpreadsheetBank-connected appsDoing nothing
Gives you a dateThree scenarios. YesPartly: Only if you build itPartly: Some doNo: No
Your bank logins stay with youYesYesNo: Usually handed overYes
Plans how to spend itBucket list and weeks. YesPartly: If you build itNo: NoNo: No
Budgets and transactionsNot included. NoPartly: If you build itYes: Typicallyn/a

Who it’s for

Where people start.

One investment or one debt is enough to begin.

Paying a debt down lifts your net worth.

Create your account
The plan panel from the guided setup: a number, where you are now and an estimated arrival.

The numbers.

44

kinds of asset and debt

4

questions to your plan

13

themes

21

share-card designs

FAQ

Quick answers

What does an account do?

It holds your email address and your numbers. You log in with a link we email you, on any device. It can also send the emails you switch on.

Does it connect to my bank?

It works from the values you type in or import from a CSV.

Where are my numbers saved?

In your account, stored encrypted. Log in on any device to see them. A backup file gives you your own copy.

Does it come with sample numbers?

You start with an empty account. The dashboard, forecast and reports open once your first investment is in.

What does the date mean?

It is an estimate from your numbers and a growth rate you can change. Three versions are shown: cautious, base and optimistic.

What if I lose my phone?

Log in on another device. Your numbers are saved to your account.

Add your first investment.

The dashboard and forecast open once it is in.

Your numbers are stored encrypted.

The Escape Velocity dashboard on a phone.